Real Estate Financing for Investors & Developers
Fast, flexible capital for acquisitions, construction, and refinance—built around your business plan and exit strategy.
7–21 day close · Flexible structures · Florida & Southeast coverage
What we finance
Brora Capital provides private real estate financing for experienced sponsors across income-producing and transitional assets. We size to the deal and timeline, not a one-size scorecard.
Property types
- Multifamily (stabilized, value-add, lease-up)
- Commercial (office, industrial, retail, mixed-use)
- Residential investment (1–4 unit, portfolios)
- Land with clear path to development (select cases)
Use cases
- Time-sensitive acquisitions
- Construction & heavy rehab with draw schedules
- Refinance & recapitalizations ahead of take-out or disposition
Why borrowers choose Brora
- Speed with clarity. Streamlined diligence and responsive underwriting.
- Flexible structures. Interest-only options, interest reserves, draw schedules tied to milestones.
- Operator mindset. Terms and covenants that reflect the actual business plan.
- Transparent partnership. Clear communication from term sheet to payoff.
Programs at a glance
Acquisition bridge financing
Close on schedule with certainty; structures aligned to your debt/equity plan.
Construction bridge loans
Milestone-based draws, interest reserves, and budget controls that support execution.
Refinance bridge loans
Extend runway to stabilize or reposition before permanent financing.
How our process works
Share your deal
Asset profile, market, business plan, timeline, and sources/uses.
Underwrite & structure
We align LTC/LTV bands, reserves, and draws to your plan.
Docs & close
Clear checklists; coordinated third-party reports.
Funding & draws
Timely disbursements; visible progress tracking.
Execute exit
Refinance or disposition—clean payoff and transition
Our Real Estate Financing Services
Private Real Estate Lender
Asset-focused lending for experienced investors and developers.
Business Construction Financing
Funding aligned to budgets, milestones, and timeline realities.
Commercial Real Estate Financing
Capital solutions for office, industrial, retail, and mixed-use.
Residential Real Estate Financing
Investment properties and portfolios with flexible terms.
Multifamily Real Estate Financing
From acquisition to repositioning and lease-up.
Explore All Our Services
We focus on senior bridge and construction structures across Florida
What we look for
- Experienced sponsor and clear track record
- Realistic budget, timeline, and exit (refi or sale)
- Market and asset fundamentals that support the plan
- Transparent documentation (see checklist below)
Documentation checklist
- Executive summary & business plan
- Purchase contract / current debt details
- Rent roll & T-12 (if applicable)
- Pro forma & construction budget (if applicable)
- Entity docs and sponsor track record
- Third-party reports (as required)
Florida & Southeast Coverage
We’re based in Florida with a focus on Boca Raton and surrounding markets, and we finance across key Southeast metros.
FAQs (short answers for rich results)
How fast can you close?
Most deals close in 7–21 days, depending on diligence items and third-party reports.
Do you offer interest-only payments?
Yes. Many bridge structures are interest-only and can include an interest reserve.
How are loans sized?
We align structure to the business plan, using LTC/LTV ranges appropriate to the asset, budget, and exit strategy.
How do construction draws work?
Draws are tied to verified milestones against budget; we release funds quickly upon approval.
What documents are required to start?
A concise package: deal summary, purchase/loan details, budget/pro forma, rent roll/T-12 (if applicable), and sponsor track record.