Florida operators don’t need another lender. They need a partner who’s been there.
Senior bridge, construction, and capital funding for income-producing and transitional real estate. Underwritten by operators, structured to match how your project actually unfolds.
Built around your execution, not a generic box.
Five senior structures for the phases every operator runs through: acquisition, construction, lease-up, refinance, and exit. Choose the one that matches where your project is today.
Real Estate Financing
Private capital for income-producing and transitional assets. Senior structures for sponsors who know their markets and have a clear plan.
- Commercial
- Residential investment
- Multifamily
Bridge Financing
Short-term bridge capital sized to your plan and exit, not to a generic DSCR box. Built for speed without sacrificing flexibility.
- Acquisition bridge
- Construction bridge
- Refinance bridge
Capital Funding
Senior bridge capital to reset or optimize your capital stack. For refinance, recapitalization, or extending runway without stalling the business plan.
- Replace or supplement debt
- Extend value-add runway
- Bridge to take-out
Private Lender Solutions
Direct, relationship-driven lending outside the bank box. Transparent structures, clear covenants, and a realistic view of how your project gets from today to exit.
- Senior private bridge
- Interest-only with reserves
- Plain-English terms
Construction Financing
Construction-focused capital for sponsors with active projects. Underwritten to your budget, milestones, and exit, with a draw schedule matched to how work actually gets done.
- Ground-up & heavy rehab
- Milestone-based draws
- Integrated exit strategy
From first call to clean payoff.
A process built around deal execution. Clear checkpoints, decision-maker access, and no surprises between term sheet and closing.
Share your deal
Asset profile, market, business plan, timeline, and sources/uses.
Underwrite & structure
We align LTC/LTV bands, reserves, and draws to your plan.
Docs & close
Clear checklists; coordinated third-party reports.
Funding & draws
Timely disbursements; visible progress tracking.
Execute exit
Refinance or disposition, clean payoff and transition.
Proof, not slogans.
Florida sponsors, real projects, real capital. A snapshot of recent bridge and construction financings we’ve closed across the state.
The Aletto
Bridge loan supporting 140,000+ SF of premier office space, destination dining, and a rooftop restaurant. Successfully paid off at construction closing with Bank OZK.
The Bennet House
Inventory financing for a distinctive new townhouse development blending a boutique residential feel with Miami’s evolving urban core.
Fisher Island Condo
Luxury oceanfront condominium repositioning on exclusive Fisher Island. Flexible capital for a premium sponsor in one of Florida’s tightest markets.
We’ve been where you are.
Our leadership built real estate projects before they financed them. That shapes how we underwrite, how we communicate, and how we close.
Speed with clarity
We move quickly, but we don’t do “maybe.” You get a clear read early, so you’re not chasing a mismatch.
Flexible senior structures
Interest-only bridge and construction terms calibrated to acquisition, construction, and refinance phases.
Operator mindset
Covenants, reserves, and draws reflect how projects actually unfold: delays, leasing realities, and change orders included.
Transparent partnership
Direct access to decision-makers, plain-English term sheets, and predictable approvals.
Florida & Southeast focus
Deep familiarity with Florida and select Southeast metros, so we underwrite with local context, not generic national assumptions.
Have a deal in play?
Send us a one-page executive summary. We’ll give you a real read within a few business days.
We’re selective, and we’ll tell you quickly.
Brora is built for specific kinds of deals and specific kinds of sponsors. Transparency about fit saves everyone time.
Sponsors with execution discipline
- Relevant track record with similar asset types or strategies
- Need to close quickly without sacrificing execution discipline
- Treat capital as a tool to run the business plan, not a last-minute patch
- Responsive, organized, and clear about the exit
Out of scope
- Consumer mortgages or owner-occupied primary residences
- Highly speculative plans without a defined exit path
- Situations where timing, documentation, or engagement won’t support execution
Questions from sponsors & brokers.
Do you provide permanent financing or long-term fixed-rate loans?
No. We specialize in bridge, construction, and capital funding solutions—short-to-mid-term structures that carry projects to their next stage or permanent debt.
What markets do you cover?
We focus on Florida—with strong roots in Boca Raton and South Florida—and select Southeast metros where the asset, sponsor, and business plan are aligned.
Which asset types do you finance?
Primarily multifamily, commercial (office, industrial, retail, mixed-use), residential investment (1–4 unit), and select land or redevelopment with a clear path to value creation.
How quickly can I find out if my deal is a fit?
With a concise package—executive summary, sources and uses, basic financials, and sponsor background—we can often provide an initial read within a few business days.
Do you work with brokers and intermediaries?
Yes. We regularly partner with mortgage brokers, investment-sales teams, and other intermediaries, with transparent economics and process from the first conversation.
Have a deal that needs to close in 45 days or less?
Send us a one-page executive summary and we’ll give you a real read within a few business days. Direct access to decision-makers. No middle layers.