Commercial Bridge Loans & Real Estate Financing 

Close fast with flexible real estate finance designed around your acquisition, construction, or refinance exit strategy. Our property financing company in South Florida is a direct lender offering innovative real estate financing for owners and operators. 

We are a direct lender offering innovative real estate financing for owners and operators.

Lending Parameters

Loan Amount $4M-$40M
Loan Types Real Estate Bridge Loans, Land Loans,
Spec Home Construction, and Special Situation Financing
Recourse Non-Recourse
Loan-to Value Up to 75%
Loan to Cost Up to 80%
Loan Term 1-3 Years
Interest Rate 10-15%
Amortization Interest only
Origination Fees 1-2%
Asset Classes All Asset Classes
Closing Timeline 10-45 Days*
Location Florida

*Disclosure: Loan closing will depend on borrower’s ability to provide information in a timely manner.

Recent Deal Closings

Lighthouse Point Yacht Club Redevelopment Breaks Ground with Brora Capital Financing

Brora Capital is pleased to announce that it provided the financing for the Lighthouse Point Yacht Club redevelopment in Lighthouse Point, Florida, which broke ground this month. The transaction was led by Todd Richardson, Ignacio Diaz, Jose Padua, and Ben Gluck of Brora Capital.

The project came after nearly a decade of planning, five years of entitlements, and 28 public hearings. Permitting was complete in 2024, but the construction lending market shifted and the project waited. Brora Capital’s financing is what allowed construction to start.

The club has been on this water since 1961. The redevelopment will deliver a new private clubhouse with dining and event space, a fitness and spa complex, five lighted tennis courts, resort pools, and 21 waterfront townhomes, all wrapped around a 78-slip deep-water marina a few minutes from the Hillsboro Inlet.

This closing reflects Brora Capital’s willingness to step in on transitional financing needs that take real work to understand, and to be ready when a project is. Congratulations to Terry Paterson and the team at Paterson Project Management, Inc., who spent several years getting this to the starting line.

$5.6M Bridge Loan for Full-Floor Residence at E11EVEN Hotel & Residence

Brora Capital is pleased to announce its participation in a $5,600,000 bridge loan secured by a full-floor residence at E11EVEN Hotel & Residences, the branded condo-hotel tower developed by Property Markets Group (PMG) in downtown Miami. The transaction was led by Todd Richardson, Ignacio Diaz, Jose Padua, and Ben Gluck of Brora Capital, in partnership with Maxim Capital Group and David Chillura.

The closing underscores Brora Capital’s growing network of institutional lending partners across South Florida, and its ability to structure and execute alongside other capital providers on transactions that require both flexibility and speed.

$8.8 MM Land Refinancing for LD&D

Our property financing company in South Florida recently participated in a $8.8 MM land refinancing for LD&D, a highly talented and specialized development firm, for the refinancing of their Domo Cass Sq project in Tampa, FL; a 360 units and retail project in a prime location in Tampa. Most lenders do not like land loans. The asset is not income producing and it is difficult to understand it for most purely finance oriented shops. At Brora Capital we understand the nut and bolts of our developer clients business. We are comfortable understanding and underwriting complex business cases, where many traditional lenders would traditionally shy away from. Brora Capital excels at land acqusitions and pre-development loans, as well as refinaning of pre-development assets. We look forward to working with other highly talented sponsors in the near future and asisst with efficient capital for financing. 

Construction & Acquisition Loan For Single Family Home In Boca Raton

Brora Capital is pleased to announce the closing of a construction and acquisition loan for a single-family property located at 289 Coconut Palm Road in Boca Raton, Florida. The transaction was led by Todd Richardson, Ignacio Diaz, Jose Padua, and Ben Gluck of Brora Capital. This financing reflects Brora Capital’s continued commitment to supporting real estate projects with flexible, strategically structured capital tailored to the needs of each opportunity. By providing both acquisition and construction financing, Brora helps borrowers move efficiently from purchase through development with a streamlined lending solution. The closing also highlights Brora Capital’s active role in financing residential real estate opportunities in key Florida markets, with a focus on responsive execution, practical deal structuring, and strong sponsor relationships. 

$5.4M Acquisition Loan for Multifamily Property in Wilton Manors

Brora Capital is pleased to announce the closing of a $5,400,000 acquisition loan for a multifamily property located at 2449 Northeast 13th Avenue, Wilton Manors, Florida. The transaction was led by Todd Richardson, Ignacio Diaz, Jose Padua, and Ben Gluck of Brora Capital on behalf of Scott Lawlor of Waypoint. This transaction reflects Brora Capital’s ongoing commitment to providing strategic financing solutions for real estate investors and operators across Florida.

By structuring capital around the needs of each opportunity, Brora continues to support acquisitions that help experienced sponsors move quickly and confidently in competitive markets. The closing also reinforces Brora Capital’s active presence in the multifamily space and its focus on building strong relationships through responsive execution, tailored structures, and a practical understanding of local market dynamics. 

Frequently Asked Questions

What real estate financing services in South Florida does Brora Capital offer?
Brora Capital provides a full range of real estate financing services in South Florida, including bridge loans, acquisition financing, construction loans, refinancing, and recapitalization solutions. We work with investors, developers, and property owners to structure financing that aligns with their project timeline, investment strategy, and long-term financial goals.
Who can benefit from real estate investment financing?
Our real estate investment financing solutions are designed for real estate investors, developers, sponsors, and property owners seeking flexible, customized funding. Whether you’re acquiring a new property, renovating an existing asset, refinancing debt, or expanding your portfolio, our financing options are tailored to meet your unique investment objectives.
What types of properties does Brora Capital finance?
Brora Capital finances a wide range of investment properties, including multifamily, commercial, mixed-use, residential investment, and other income-producing real estate assets. Our team evaluates each opportunity individually, allowing us to provide financing solutions that fit the property’s potential and your overall investment strategy.
Do you provide construction financing?
Yes. Brora Capital offers construction and development financing for both ground-up developments and value-add renovation projects. Our financing solutions are designed to support every stage of development, helping borrowers secure the capital needed to complete projects efficiently while maximizing long-term value.
Can I get financing for property acquisitions?
Absolutely. Our acquisition financing programs help investors secure funding for purchasing new properties, expanding existing portfolios, or capitalizing on time-sensitive investment opportunities. We focus on providing flexible loan structures and efficient closings so you can move forward with confidence in competitive real estate markets.
Does Brora Capital offer refinancing solutions?
Yes. We provide refinancing and recapitalization solutions that help investors optimize existing debt, improve cash flow, access equity, or reposition assets for future growth. Our team works closely with borrowers to develop financing strategies that support immediate needs and long-term investment success.
Building under construction