Capital Funding for Real Estate Projects
Flexible bridge capital for acquisition, construction, and refinance—built around your business plan and exit.
7–21 day close · Flexible structures · Florida & Southeast coverage
Why Capital Funding
At Brora, capital funding means practical, execution-minded bridge financing that lets operators buy, build, or reposition assets without slowing down. We underwrite your plan, timeline, and exit, so the structure is clear, covenants are workable, and draw schedules match how the project actually moves.
Use this when you need speed, flexibility, and partnership: a clean checklist, responsive approvals, and terms aligned to acquisition, construction, or refinance objectives—not layered mezzanine complexity.
Where capital funding fits
- Acquisition bridge: win bids and close with confidence while lining up perm debt.
- Construction bridge: interest reserves, milestone-based draws, and on-site inspections aligned to budget.
- Refinance bridge: extend runway to stabilize NOI before agency/perm or disposition.
- Value-add / repositioning: phased capex with progress reviews.
- Recaps / partner buyouts: keep the business plan moving without resetting the project.
We focus on senior bridge capital. We do not offer mezzanine financing.
Why operators choose Brora
Speed with clarity
Streamlined diligence and responsive underwriting so capital is ready when your deal is.
Flexible structures
Senior bridge capital with interest-only options, interest reserves, and draw schedules tied to milestones.
Operator mindset
Terms and covenants that reflect the actual business plan, not lender convenience.
Transparent partnership
Clear communication from term sheet to payoff, with predictable approvals.
Programs at a glance
Acquisition bridge financing
Close on schedule with certainty; structures aligned to your debt/equity plan.
Construction bridge loans
Milestone-based draws, interest reserves, and budget controls that support execution.
Refinance bridge loans
Extend runway to stabilize or reposition before permanent financing.
How our process works
Share your deal
Asset profile, market, business plan, timeline, and sources/uses.
Underwrite & structure
We align LTC/LTV bands, reserves, and draws to your plan.
Docs & close
Clear checklists; coordinated third-party reports.
Funding & draws
Timely disbursements; visible progress tracking.
Execute exit
Refinance or disposition—clean payoff and transition
What we look for
- Experienced sponsor and clear track record
- Realistic budget, timeline, and exit (refi or sale)
- Market and asset fundamentals that support the plan
- Transparent documentation (see checklist below)
Documentation checklist
- Executive summary & business plan
- Purchase contract / current debt details
- Rent roll & T-12 (if applicable)
- Pro forma & construction budget (if applicable)
- Entity docs and sponsor track record
- Third-party reports (as required)
Our Real Estate Financing Services
Private Real Estate Lender
Asset-focused lending for experienced investors and developers.
Business Construction Financing
Funding aligned to budgets, milestones, and timeline realities.
Commercial Real Estate Financing
Capital solutions for office, industrial, retail, and mixed-use.
Residential Real Estate Financing
Investment properties and portfolios with flexible terms.
Multifamily Real Estate Financing
From acquisition to repositioning and lease-up.
Explore All Our Services
We focus on senior bridge and construction structures across Florida
Florida & Southeast Coverage
We’re based in Florida with a focus on Boca Raton and surrounding markets, and we finance across key Southeast metros.
FAQs (short answers for rich results)
What types of projects are a fit for capital funding with Brora?
We focus on income-producing and transitional real estate: multifamily, residential investment portfolios, office, industrial, retail, mixed-use, and select land or redevelopment plays with a clear business plan and exit.
Who is capital funding best suited for?
Our capital funding is designed for experienced sponsors, developers, and operators who need senior bridge capital to buy, build, or reposition assets without waiting on bank timelines.
What can capital funding be used for?
We align structure to the business plan, using LTC/LTV ranges appropriate to the asset, budget, and exit strategy.
Can capital funding cover soft costs and interest reserves?
Yes. Subject to underwriting, we can include eligible soft costs, interest reserves, and contingency within the overall capital funding structure.
What is a typical equity requirement for capital funding?
Sponsors should expect to contribute meaningful cash equity—often in the 20–35% of total cost range—depending on asset type, leverage, and business plan risk.
Do your capital funding structures require recourse?
Most capital funding facilities include some level of recourse or personal guarantee, calibrated to leverage, deal profile, and sponsor strength. We outline this clearly in the term sheet.
Do you work with mortgage brokers and intermediaries on capital funding deals?
Yes. We regularly partner with brokers and intermediaries and are transparent about economics, process, and timelines so everyone is aligned from the first quote.
Can you refinance an existing bridge loan with new capital funding?
In many cases, yes. We can provide a new bridge facility to refinance a maturing loan, stabilize NOI, finish a business plan, or create runway before permanent debt or sale.
Do you work with out-of-state sponsors for Florida and Southeast deals?
Yes. We finance projects across key Southeast metros and will work with out-of-state sponsors who have relevant experience and a credible local team or operating plan.